Pinnacle Home Protection

One home. Three trades.
One simple plan.

Home Systems Protection Plan. Plumbing, electrical and one HVAC system, on a 12-month agreement.

$360

Per year

Plumbing, electrical & one HVAC system included.

UP TO$1,500

In shared annual repair benefits

One benefit across all three trades. Use it where you need it.

Plumbing

Pipes, fixtures and water heaters

Electrical

Wiring, panels and outlets

HVAC

Heating and cooling repairs

More than one HVAC system?

Add each additional system for $100 a year. All enrolled systems share the same $1,500 annual limit.

One HVAC system

$360

Included in the plan

Two HVAC systems

$460

+$100 a year

Three HVAC systems

$560

+$200 a year

Each newly added system has its own 60-day waiting period.

24-hour arrival guarantee

We are at your home within 24 hours of your service request, or the $100 service call is FREE.

Miss the window and your $100 incident deductible is waived.

Enroll Now

What is covered. Where it stops.

The honest boundaries of the plan, trade by trade. We would rather be clear now than argue later.

Download the plan flyer (PDF)

One combined limit

One $1,500 maximum in plan-paid benefits per enrolled home per 12-month term, across all three trades and every enrolled HVAC system. No separate caps by trade. Covered labor, parts, access work and required repair-related costs all draw from this balance. You pay the deductible, excluded work and any amount above the remaining benefit. Unused benefits do not roll over.

Opening or excavation directly required for a covered repair shares the limit. Closing and restoring drywall, paint, tile, floors, concrete, paving and landscaping is not covered, and neither is water extraction, drying, mold work or other resulting property damage.

Read the full plan terms

Your online home portal

Your plan, always in view

  • See your remaining benefit in real time
  • Know exactly what is covered
  • Report a claim online in minutes, with photos
  • Follow every claim from submitted to done
  • Message our team from any claim
  • Manage your payment and renewal

Example account shown. Repair benefits begin on day 61 of your term.

How it works

  1. 1. Enroll today

    Pay $360 once for a 12-month agreement, plus $100 a year for each extra HVAC system. Your term starts the day you enroll.

  2. 2. Benefits start day 61

    After the 60-day waiting period, the full $1,500 shared benefit is available for the rest of your term.

  3. 3. One call, one deductible

    Call us before arranging work. You pay $100 for that incident, and we arrive within 24 hours or the service call is free.

Questions homeowners ask

What does the $1,500 cover?

It is one shared benefit across plumbing, electrical and HVAC. The plan contributes up to $1,500 toward covered repairs during your 12-month term, and you use it wherever you need it.

What if I have more than one HVAC system?

One HVAC system is included. Add each additional system for $100 a year. All enrolled systems share the same $1,500 annual limit, and each newly added system has its own 60-day wait.

What is the 24-hour arrival guarantee?

We will be at your home within 24 hours of your service request, or the $100 service call is free. If we miss that window, your $100 incident deductible is waived.

Why is there a 60-day waiting period?

Your term starts the day you enroll, and repair benefits start on day 61. Once that passes, the full $1,500 is available for the rest of your first term.

How does the deductible work?

You pay $100 per covered incident, including the return visits that incident needs and more than one trade working the same incident. Unrelated failures are separate incidents.

Is this a subscription?

It is one annual payment of $360 plus applicable tax, on a 12-month agreement. You can choose not to renew at the end of your term.

One home. Three trades. One simple plan.

$360 a year, one payment, up to $1,500 in shared repair benefits.

Enroll now

Systems must be operating at enrollment. Benefits start day 61. Prices plus applicable tax. Administered by Pinnacle Home Protection.